Personal Vehicle Loan Options

Flexible finance designed with your needs in mind

When you’re looking to purchase a new or pre-owned vehicle that will be driven predominantly for personal, domestic or household use,
a Toyota Finance Personal Vehicle Loan can help you get into your new car sooner than you think.

Your personal finance options include:

Toyota Access Car Loan

Toyota Access Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

Key Benefits:

• Guaranteed Future Value (GFV)*

• A car loan to suit you

• More choice when your loan ends

• Certainty

• Lifetime of Advantages

 

Personal Fixed Rate Car Loan

Personal Fixed Rate Car Loan

With a Personal Fixed Rate Car Loan from Toyota Finance, you can enjoy certainty when it comes to your loan, and the confidence of knowing exactly how much you will need to repay every month. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Key Benefits:

• The security of a fixed interest rate for the term of the loan

• A choice of loan terms ranging from 1-5 years

• Financing for vehicles up to 7 years old

• Freedom and flexibility

• Lifetime of Advantages

Novated Lease

Novated Lease

A Novated Lease provides a convenient and flexible way to make your vehicle payments directly out of your monthly salary. With this kind of loan there is:

• A three-way arrangement between you, Toyota Finance and your employer
• Lease payments are taken over by your employer and are made from your pre-tax salary

Key Benefits:

• Any car – Choose the Toyota that suits your lifestyle

• Tax effective – Tax-effective financing through pre and post-tax salary deductions

• Interest rate – We believe we can offer the best interest rates in the market

• Transparent – Transparency across all rates, fees and charges

• Buying power – Take advantage of Toyota Finance’s buying power on the cost of the car

• Servicing & maintenance – Competitive servicing, maintenance and tyres

• Fuel – Further savings with a Toyota Finance Fuel Card

Get your Toyota Personalised Repayments quote on Toyota Access in 3 simple steps

See how adjusting the deposit, loan term or KMs changes your weekly repayments.

Your personalised repayment information will follow you as you navigate through all New Vehicle stock.

 

  • Disclaimers

    Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

     

    The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

     

    *The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

Finance Enquiry

= Required Fields

Your Personal Details

= Required Fields

Vehicle Details

= Required Fields

Finance Amount & Loan Period

= Required Fields

Additional Comments

I would like to hear about special deals and offers from Waverley Toyota

I agree with the website terms of use and that my information will be handled by the Dealer and OneToyota in accordance with the Dealer Privacy Policy.

Remember Me
 
 

Finance and Insurance Location

View Location Map & Get Directions

Waverley Toyota

Finance and Insurance

377-383 Springvale Road
Waverley, VIC 3150

Phone
(03) 8544 2288

View Location Map & Get Directions

Department Trading Hours

Monday
8:30 AM - 5:30 PM
Tuesday
8:30 AM - 5:30 PM
Wednesday
8:30 AM - 5:30 PM
Thursday
8:30 AM - 5:30 PM
Friday
Closed
Saturday
8:30 AM - 5:30 PM
Sunday
Closed